Launched in September 2018 by the Prime Minister, the Ayushman Bharat Yojana aims to cater to 50 crore beneficiaries. It provides a health cover of Rs. 5 lakh to families living below the poverty line.

Sanjeevani Yojana: Ahead of the Delhi assembly elections 2025, Aam Aadmi Party (AAP) national convener and former Delhi CM Arvind Kejriwal on Wednesday announced the launch of the ‘Sanjeevani Yojana‘. The scheme promises to provide free treatment to the elderly in the national capital who are above 60 years of age.

Kejriwal said at a public event, “In old age, one thing troubles everyone: as age increases, numerous diseases affect a person. The biggest worry is how to get treatment. I also know of people who come from good families, but their children do not take care of them. In old age, I have seen elderly people from good families suffering, as if their children had abandoned them. But you don’t have to worry; your son is still alive.”

He continued, “Today, I am going to announce the Sanjeevani Yojana for the elderly of Delhi. Our elders, above 60 years of age, will receive free treatment. We will bring this scheme after the elections and pass it.”

It important to note that the in September this year, the central government included senior citizens aged 70 years or older under the Ayushman Bharat Yojna. Now, elderly individuals in this age group can avail of free treatment worth up to Rs 5 lakh, separate from their families.

How is Arvind Kejriwal’s Sanjeevni Yojna Different from Ayushman Bharat?

Sanjeevani Scheme:

  • Arvind Kejriwal has launched the Sanjeevani Scheme for senior citizens.
  • Under this scheme, citizens above 60 years of age in the capital will receive free medical treatment.
  • All citizens above the age of 60 in Delhi will get free treatment.
  • According to Kejriwal, the government will bear all the expenses incurred during the treatment.
  • Kejriwal stated that in the coming days, AAP volunteers will start door-to-door registration.
  • The Sanjeevani Scheme will benefit people from all income groups, meaning there will be no income-based eligibility criteria.

Top benefits of Ayushman Card (PMJAY) scheme

Here are the top 10 primary benefits of the PMJAY scheme for the vulnerable sections of society.

Healthcare cover of Rs. 5 lakh per family

Launched in September 2018 by the Prime Minister, the Ayushman Bharat Yojana aims to cater to 50 crore beneficiaries. It provides a health cover of Rs. 5 lakh to families living below the poverty line.

All families listed in the SECC database to be covered

Beneficiaries for the scheme are picked up from the Socio-Economic Caste Census (SECC) of 2011. These ten crore beneficiary families comprise eight crore families from the rural areas and two crore families residing in urban India.

Priority to the girl child, women and senior citizens

There is no cap on the family size and age as this health cover is inclusive for all.

It includes secondary and tertiary care

The scheme provides those in need to get secondary healthcare benefits offered by specialists like cardiologists and urologists.

All pre-existing diseases covered

The PMJAY covers pre-existing illnesses and makes mandatory treatment in all public hospitals, unlike most other insurance covers.

Cashless and paperless registration and administration

Removing the burden of out-of-pocket expenses, PMJAY aims to make the entire process of paying for healthcare cashless. Additionally, PMJAY beneficiaries can seek treatment across India.

Substantial reduction of out-of-pocket expenditure

All public and empanelled private hospitals cannot charge any extra payment for medical care from all PMJAY beneficiaries.

Private sector participation in helping to achieve public health goals

Since the scheme covers such a large population, it will be purchasing services from private healthcare providers. This scheme is also expected to encourage the production of more affordable healthcare equipment and drugs.

Improvement of quality of life of the population

This scheme will improve the quality of life of the weaker sections of society. They will get timely care and finances to tackle their health issues.

Broadening the health insurance network

PMJAY will lead to better infrastructure development in rural and under-served areas across the country.




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