Mumbai: HDFC Bank has announced scheduled system maintenance to improve banking efficiency and user experience. The maintenance will take place on 13 September 2025 (Saturday), from 12:30 AM to 7:30 AM.

Which Services Will Be Down?

– NetBanking & Mobile Banking

– Balance & statement check

– Fund transfers (IMPS, NEFT/RTGS, Outward payments)

– Profile or settings update

UPI Services

– No money transfers

– No merchant payments

– Cannot set/change UPI PIN

– QR code payments may fail

ATM & Debit Card Usage

– Platinum & Millennia cards: Rs 20,000 daily limit

– Times Points, RuPay Platinum, Rewards, MoneyBack cards: Rs 10,000 limit

– Limits apply across ATM, online, PoS, and contactless transactions

– Non-banking services like balance enquiry, PIN change, and card blocking will still work

Credit Card Services

– Online & PoS transactions will work

– Balance enquiry and PIN change allowed

– Card blocking/hotlisting possible

– BBPS payments for non-HDFC accounts will remain active

Forex Card Services

– Limited loading via HDFC debit card

– No loading via NetBanking

– International POS/ATM payments will depend on card limits

– Balance enquiry will work at ATMs

Fund Transfer Systems (IMPS/NEFT/RTGS/e-Mandates)

IMPS: No inward or outward transfers

NEFT/RTGS (Outward): Will not be processed

NEFT/RTGS (Inward): Will be processed after maintenance

E-Mandate: All services will be unavailable

What Can You Do?

– Load your PayZapp wallet in advance (it will work normally)

– Finish important transactions before 12:30 AM on 13th Sept

– Inform vendors or merchants in advance if you rely on UPI or transfers


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